Debt collection websites may hide consumers’ dispute rights behind coercive terms of use, risking FDCPA violations. Learn how to spot and address these illegal barriers.

AI is reshaping how consumers find help under the FDCPA. As search engines move beyond keywords, real authority and clear, accurate guidance matter more. Our firm leads with expertise in debt collection laws, staying ahead of digital risks and prioritizing consumer rights. In the AI-first era, we deliver trustworthy, relevant insights—so you get real protection, not just search results.

Debt collectors are now using text messages to contact consumers—but this raises serious FDCPA concerns. If a friend or family member sees your debt-related message, even unintentionally, it may violate federal law. Learn your rights and potential claims.

When facing debt collection, it’s crucial to recognize potential FDCPA violations in attorney letters. This guide helps you identify red flags like misleading threats, unclear attorney involvement, and licensing issues. Learn how to protect your rights and avoid unfair debt collection practices.

In the case of LoVerde v. Aldous & Associates, PLLC, the plaintiff, James LoVerde, was contacted by the defendant, a debt collection agency, regarding an alleged debt. Despite sending a certified letter requesting debt validation and instructing the defendant to cease telephone communications, Mr. LoVerde continued to receive pre-recorded voice messages. This action violated both the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). Hyslip Legal LLC filed a lawsuit on behalf of Mr. LoVerde, asserting that the defendant’s actions constituted harassment and unfair collection practices.

Learn how to effectively respond to debt collectors contacting you via text messages and emails. This guide helps you understand your rights under the Fair Debt Collection Practices Act (FDCPA), offering strategies to stop unwanted communications, dispute debts, and protect yourself from one-sided communication practices like those highlighted in Hyslip’s Candlestick Theory.

Dealing with aggressive debt collectors can be stressful, but the Fair Debt Collection Practices Act (FDCPA) protects you from unfair tactics. An FDCPA attorney can help you understand your rights, identify violations, and take action against illegal debt collection practices. Whether it’s stopping harassing calls, addressing misleading statements, or pursuing legal action, an FDCPA attorney empowers you to regain control and achieve financial relief.

Alleged Violations of the Fair Debt Collection Practices Act (FDCPA) and the Illinois Consumer Fraud and Deceptive Business Practices Act (ICFA) Introduction On April 26, … Read More

Dealing with debt can be overwhelming, especially when debt collectors use aggressive tactics to collect payments. In fact, debt collection harassment is one of the … Read More

Dealing with harassing debt collectors can be a distressing experience that leaves you feeling frustrated and overwhelmed. If you’re facing relentless phone calls from debt … Read More

Understanding Your Rights as a Debtor Being in debt is already a stressful situation, and when third-party debt collectors start harassing you, it can feel … Read More

A recent study by the Consumer Financial Protection Bureau (CFPB) showed that over 25% of people with debt were bothered by collectors four or more … Read More

Discover effective strategies to stop debt collection harassment, including legal remedies and practical steps to protect your rights. Dealing with debt collection harassment can be … Read More

Dealing with debt collection harassment can be an overwhelming and stressful experience for consumers. Understanding your rights and protections under the Fair Debt Collection Practices … Read More

Providing Personal Information Online Jeffrey Hyslip has issued a warning to consumers about the potential risks of providing sensitive information online. He has observed that … Read More

Every year, countless Americans struggle with aggressive debt collection practices. This leaves them feeling vulnerable and overwhelmed. Finding a reputable FDCPA lawyer is crucial for your peace … Read More

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive, deceptive, and unfair debt collection techniques. It regulates third party debt collectors and attorneys, prohibiting unwanted calls, idle threats, and other harassing behaviors, empowering consumers to fight back and seek damages if violated.