Did you know debt collectors offering credit repair services are held to strict standards under the Credit Repair Organizations Act (CROA)? Discover how CROA protects you from misleading debt collection practices, and learn to spot the warning signs when collectors make credit improvement promises. Empower yourself with the knowledge to keep your credit—and your rights—safe.
Did you know debt collectors can act as credit repair organizations? If they promise to delete negative credit information for payment, they must follow the Credit Repair Organizations Act (CROA). Learn about your rights and how we fight CROA violations by debt collectors.
When facing debt collection, it’s crucial to recognize potential FDCPA violations in attorney letters. This guide helps you identify red flags like misleading threats, unclear attorney involvement, and licensing issues. Learn how to protect your rights and avoid unfair debt collection practices.
In the case of LoVerde v. Aldous & Associates, PLLC, the plaintiff, James LoVerde, was contacted by the defendant, a debt collection agency, regarding an alleged debt. Despite sending a certified letter requesting debt validation and instructing the defendant to cease telephone communications, Mr. LoVerde continued to receive pre-recorded voice messages. This action violated both the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). Hyslip Legal LLC filed a lawsuit on behalf of Mr. LoVerde, asserting that the defendant’s actions constituted harassment and unfair collection practices.
Learn how to effectively respond to debt collectors contacting you via text messages and emails. This guide helps you understand your rights under the Fair Debt Collection Practices Act (FDCPA), offering strategies to stop unwanted communications, dispute debts, and protect yourself from one-sided communication practices like those highlighted in Hyslip’s Candlestick Theory.
Background On May 29th, 2024, Jimmy Bundy and Michelle Bundy (the “plaintiffs”) filed a lawsuit against Revco Solutions, Inc. (“Revco”), which is a debt collection … Read More
Dealing with aggressive debt collectors can be stressful, but the Fair Debt Collection Practices Act (FDCPA) protects you from unfair tactics. An FDCPA attorney can help you understand your rights, identify violations, and take action against illegal debt collection practices. Whether it’s stopping harassing calls, addressing misleading statements, or pursuing legal action, an FDCPA attorney empowers you to regain control and achieve financial relief.
Alleged Violations of the Fair Debt Collection Practices Act (FDCPA) and the Illinois Consumer Fraud and Deceptive Business Practices Act (ICFA) Introduction On April 26, … Read More
Your VantageScore has a big impact on your financial options. Did you know that 41% of it comes from your payment history? This complex credit report algorithm is used by … Read More
Struggling with credit issues? Don’t fall victim to credit repair scams! Protect yourself with a specialized credit repair fraud lawyer. They’ll help you navigate the complexities of credit restoration, safeguard your finances, and fight back against fraudulent practices.
This guide covers everything about credit scores – what they are, why they matter, factors impacting them, score ranges and implications, and tips to improve yours. Manage your financial life by understanding your credit score inside out. Equip yourself to make informed decisions.
Explore the key differences between legitimate and fraudulent credit repair services. Our guide highlights the signs to watch for and offers tips to help you make informed, safe choices in managing your credit.
Empowering Yourself: Consumer Rights Under the CROA Embarking on the journey of credit repair can often feel like navigating a complex labyrinth, but there’s a … Read More
Understanding the Credit Repair Organizations Act (CROA): A Consumer’s Guide In today’s financial landscape, credit scores play a pivotal role in our lives, influencing everything … Read More
Dealing with debt can be overwhelming, especially when debt collectors use aggressive tactics to collect payments. In fact, debt collection harassment is one of the … Read More
Chapter 7 Bankruptcy: A Step-By-Step Guide to the Filing Process Filing for Chapter 7 bankruptcy can be a complex process with many steps involved. Here … Read More
The Legal Implications of PGX Holdings’ Bankruptcy and the CFPB’s Pursuit In the ever-evolving landscape of the finance industry, the recent events surrounding PGX Holdings … Read More
Imagine the shock of finding out that over 1 in 4 consumers identified potentially fraudulent discrepancies on their credit reports, according to Federal Trade Commission … Read More
Dealing with harassing debt collectors can be a distressing experience that leaves you feeling frustrated and overwhelmed. If you’re facing relentless phone calls from debt … Read More
Understanding Your Rights as a Debtor Being in debt is already a stressful situation, and when third-party debt collectors start harassing you, it can feel … Read More
A recent study by the Consumer Financial Protection Bureau (CFPB) showed that over 25% of people with debt were bothered by collectors four or more … Read More
Discover effective strategies to stop debt collection harassment, including legal remedies and practical steps to protect your rights. Dealing with debt collection harassment can be … Read More
Dealing with debt collection harassment can be an overwhelming and stressful experience for consumers. Understanding your rights and protections under the Fair Debt Collection Practices … Read More
Providing Personal Information Online Jeffrey Hyslip has issued a warning to consumers about the potential risks of providing sensitive information online. He has observed that … Read More
Every year, countless Americans struggle with aggressive debt collection practices. This leaves them feeling vulnerable and overwhelmed. Finding a reputable FDCPA lawyer is crucial for your peace … Read More
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive, deceptive, and unfair debt collection techniques. It regulates third party debt collectors and attorneys, prohibiting unwanted calls, idle threats, and other harassing behaviors, empowering consumers to fight back and seek damages if violated.
