The Challenge
Client Humza Ahmed was billed for a gym membership he never used. When he refused to pay, he received threatening letters on law firm letterhead (McDevitt Law) demanding payment, leading him to believe a lawyer was personally working on the case and preparing to sue him.
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Our Strategy
We filed suit alleging violations of the Fair Debt Collection Practices Act (FDCPA). Specifically, we argued that McDevitt Law violated 15 U.S.C. § 1692j by furnishing deceptive forms, and that Internal Credit Systems (ICS) violated § 1692e by falsely representing attorney involvement. Our investigation revealed that the law firm was merely renting its letterhead to the collection agency and that no attorney had meaningfully reviewed the file.
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The Result
We successfully exposed the lack of meaningful attorney involvement, turning the tables on the collectors. Instead of our client owing money for a service he never used, the collectors faced liability for federal statutory damages. The case resulted in a settlement holding the collectors accountable for their deceptive practices.
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If you are facing a similar situation, we can help. Contact us for a free consultation.