FCRA Case Result

Victory Against Major Credit Bureau for Identity Theft Negligence

Jeffrey Hyslip
Jeffrey Hyslip
November 20, 2024

Case Outcome

$125,000 Settlement

The Challenge

Our client, a victim of identity theft, had their credit file mixed with the thief's information. Despite sending multiple dispute letters with police reports, the credit bureau refused to correct the errors, causing the client to be denied a mortgage.

Have a Similar Case?

If you are facing a similar situation, we can help. Contact us for a free consultation.

Get a Free Case Review

Our Strategy

We filed a lawsuit under the Fair Credit Reporting Act (FCRA), alleging willful non-compliance. We aggressively sought discovery to prove the bureau's automated systems were known to be flawed and that they ignored the specific evidence provided by our client.

Have a Similar Case?

If you are facing a similar situation, we can help. Contact us for a free consultation.

Get a Free Case Review

The Result

The credit bureau agreed to a settlement of $125,000 before trial and immediately corrected the client's credit report, allowing them to proceed with their home purchase.

Have a Similar Case?

If you are facing a similar situation, we can help. Contact us for a free consultation.

Get a Free Case Review
Court Document

Redacted Court Order

Download the official redacted court document or settlement agreement for this case.

Download PDF
Jeffrey S. Hyslip
About the Author

Jeffrey S. Hyslip

Jeffrey S. Hyslip is the founding attorney of Hyslip Legal, where he focuses exclusively on consumer protection law. With over a decade of experience fighting debt collectors, credit bureaus, and financial institutions, he has helped thousands of clients recover damages and restore their peace of mind. He is admitted to practice in Ohio and multiple federal courts.

Read Full Bio →