Consumer Bankruptcy

Consumer Bankruptcy - Fresh Start. Debt Free.

Stop the Harassment. Get a Fresh Start.

Stop Foreclosure
Eliminate Debt
End Harassment
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(614) 362-3322

Your Path to Financial Freedom

We help you choose the right bankruptcy chapter for your unique situation.

Chapter 7 Bankruptcy

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Chapter 7 Bankruptcy

The 'Fresh Start' bankruptcy. Wipe out credit card debt, medical bills, and personal loans in months.

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Chapter 13 Bankruptcy

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Chapter 13 Bankruptcy

The 'Wage Earner's Plan.' Stop foreclosure, catch up on missed payments, and protect your assets.

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The Process

From harassment to compensation in three simple steps.

1

Free Review

We analyze your case at no cost

2

We File Suit

We take legal action against violators

3

You Get Paid

Receive compensation for violations

Debt can feel like a heavy weight that never goes away. Creditors calling day and night, threats of lawsuits, and the fear of losing your home or car.

Bankruptcy is not a failure—it is a legal tool designed to give honest people a second chance. The U.S. Constitution specifically authorizes bankruptcy because the founders understood that everyone deserves a fresh start.

You don't have to live in fear. We can help you wipe the slate clean and rebuild your financial future.

Call for a free consultation: (614) 362-3322

The Automatic Stay: Immediate Relief

The moment we file your bankruptcy case, a powerful federal injunction called the "Automatic Stay" goes into effect. It immediately stops:

  • Foreclosure sales
  • Car repossessions
  • Wage garnishments
  • Creditor phone calls and letters
  • Lawsuits and judgments

It gives you breathing room to organize your finances without the constant pressure of collections.

Is this happening to you?

You may be entitled to compensation of $500–$1,500 per violation.

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Which Chapter is Right for You?

Most individuals file under either Chapter 7 or Chapter 13. The best choice depends on your income, assets, and goals.

Chapter 7

Best for people with significant unsecured debt (credit cards, medical bills) and few assets. It wipes out debt quickly, usually in 3-4 months.

Chapter 13

Best for people who are behind on mortgage or car payments and want to keep their property. It consolidates debt into a manageable 3-5 year payment plan.

Life After Bankruptcy

Many people worry that bankruptcy will ruin their credit forever. The truth is, most people's credit scores actually improve shortly after filing because the debt-to-income ratio is fixed.

You can buy a car, get a credit card, and even buy a house typically within 2 years of discharge. Bankruptcy is the first step toward financial freedom.

Ready to Take Action?

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