Consumer Protection Attorney
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What Is Consumer Protection Law?
Consumer protection law is the body of federal and state statutes that prohibit unfair, deceptive, and abusive business practices. These laws exist because individuals rarely have the resources to fight back against corporations on their own — so Congress created specific rights, damages, and enforcement mechanisms to level the playing field.
The major federal statutes each target a different type of abuse:
- The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using threats, harassment, or deception to collect debts.
- The Fair Credit Reporting Act (FCRA) requires credit bureaus to maintain accurate reports and investigate disputes.
- The Telephone Consumer Protection Act (TCPA) bans robocalls, auto-dialed calls, and spam texts sent without consent.
- The Electronic Fund Transfer Act (EFTA) protects consumers from unauthorized electronic transactions and bank errors.
- The Credit Repair Organizations Act (CROA) makes it illegal for credit repair companies to charge upfront fees or make false promises.
Beyond federal law, every state has its own consumer protection statutes — many with stronger penalties than their federal counterparts. Our state consumer protection laws page covers the specific statutes available where you live.
Enforcement comes from multiple directions: the FTC, the CFPB, state attorneys general, and — most importantly — private citizens. Nearly every consumer protection statute includes a private right of action, meaning you can file a lawsuit yourself and recover damages directly.
The most powerful enforcement tool is you.
Federal consumer protection laws give individual citizens the right to sue violators in court and collect statutory damages, actual damages, and attorney's fees. This private right of action is what makes it possible for a single consumer to hold a billion-dollar corporation accountable. For a deeper look at how these claims work, read our complete FDCPA guide.
Not Sure Which Law Applies to You?
Start with what happened. Each scenario links to the practice area where we can help.
Debt collectors won't stop calling
Harassing calls, threats, or collectors contacting you at work or before 8 a.m.
FDCPA ClaimsYour credit report has errors
Wrong accounts, incorrect balances, or disputed items that the bureau refuses to fix.
FCRA ClaimsYou keep getting robocalls or spam texts
Auto-dialed calls, prerecorded messages, or marketing texts you never agreed to receive.
TCPA ClaimsSomeone opened accounts in your name
Fraudulent accounts, unauthorized charges, or credit damage from identity theft.
Identity Theft ClaimsA background check cost you a job
Inaccurate criminal records, mixed files, or an employer who never gave you a copy.
Background Check ClaimsYou're being sued by a debt buyer
A company you have never heard of claims you owe money and filed a lawsuit.
Debt Buyer DefenseWe also handle:
Why Hire a Consumer Protection Lawyer?
Many consumers try to resolve these problems on their own — writing letters, filing complaints, spending hours on hold. In most cases, companies ignore them. Form disputes get rubber-stamped. Debt collectors keep calling. Credit bureaus mark your dispute as "verified" without conducting a real investigation.
An attorney changes the equation. When a law firm files a federal lawsuit, the company assigns real lawyers to the case — and suddenly they want to negotiate. The fee-shifting provisions in consumer protection law mean this representation costs you nothing out of pocket. The statutes of limitations are short (typically one to two years), so the sooner you act, the stronger your position. And because multiple violations often overlap, an experienced attorney can identify claims you would never catch on your own — turning a single complaint into a multi-statute case with significantly higher damages.
They Take You Seriously
Companies ignore individual complaints. They do not ignore federal lawsuits. When Hyslip Legal contacts a debt collector or credit bureau on your behalf, the harassment typically stops and the negotiation starts.
We Know the Law
Consumer protection statutes are technical. We know what evidence is needed, which violations carry the highest damages, and how to build a case that puts maximum pressure on the defendant. Read more about choosing the right attorney.
It Costs You Nothing
Fee-shifting is built into nearly every consumer protection statute. The defendant pays your attorney's fees — not you. We work on contingency, so there is zero financial risk to hiring us. See how this works in a real debt collection case.
Nationwide Federal Courts
Consumer protection claims are filed in federal court. Hyslip Legal represents clients in every state — no matter where you live, we can evaluate your case and take action against companies that violated your rights.
Federal Laws That Protect You
Congress created these statutes to give individual consumers the power to fight back. Each one covers a different type of violation — and each one lets you sue and recover damages.
Protects you from harassment, threats, and deception by third-party debt collectors.
Protects you from inaccurate credit reporting, mixed files, and identity theft damage.
Protects you from robocalls, auto-dialed calls, and spam texts sent without consent.
Protects you from unauthorized electronic fund transfers and bank account errors.
Protects you from credit repair companies charging illegal upfront fees or lying about results.
* In most cases, the defendant pays your attorney's fees — not you.
The Process
From harassment to compensation in three simple steps.
Free Review
We analyze your case at no cost
We File Suit
We take legal action against violators
You Get Paid
Receive compensation for violations
Hyslip Legal represents consumers in federal courts across the country. When you contact our firm, you speak directly with an attorney who knows these laws inside and out — not a paralegal, not an intake specialist.
We handle every case on a contingency basis. That means you pay nothing out of pocket, and in most consumer protection cases, the law requires the company that violated your rights to pay your attorney's fees. Our firm has recovered millions for clients facing debt collector harassment, credit report errors, illegal robocalls, and other violations of federal consumer protection statutes.
If a company has treated you unfairly, you deserve a legal team that will fight to make it right.
Our Approach: You Pay Nothing Unless We Win
Most consumer protection statutes include a fee-shifting provision. This is a deliberate feature of federal law: Congress recognized that individual consumers would never be able to afford to sue large corporations, so it wrote these statutes to require the losing defendant to pay the plaintiff's attorney's fees and costs.
For you, this means:
- No retainer. We never ask for money upfront.
- No hourly billing. You are never charged by the hour.
- No risk. If we don't recover for you, you owe us nothing.
This model allows us to take on large debt collectors, national credit bureaus, and major corporations on your behalf — without financial risk to you. Learn more on our FAQ page.
Is this happening to you?
You may be entitled to compensation of $500–$1,500 per violation.
Call Us NowCommon Questions About Consumer Protection Law
What does a consumer protection attorney do?
A consumer protection attorney represents individuals whose rights have been violated by businesses, debt collectors, credit bureaus, or telemarketers. We investigate claims, negotiate settlements, and file lawsuits in federal court to recover damages on your behalf — at no cost to you.
How much does a consumer protection lawyer cost?
In most cases, nothing. Federal consumer protection laws like the FDCPA, FCRA, and TCPA include fee-shifting provisions that require the defendant to pay your attorney's fees if you win. We work on contingency, so you pay nothing unless we recover money for you.
What types of cases do consumer protection attorneys handle?
Common cases include debt collection harassment, credit report errors, robocalls and spam texts, identity theft, background check mistakes, medical debt disputes, and credit repair scams. Each area is governed by specific federal statutes with their own rules and damages.
How do I know if I have a consumer protection case?
If a debt collector has contacted you in a way that felt threatening, misleading, or excessive — or if your credit report contains errors that a bureau refuses to fix — you likely have a claim. The best way to find out is to contact an attorney for a free case evaluation. We review the facts and tell you honestly whether you have a case worth pursuing.
Can I sue a company without a lawyer?
Legally, yes. Practically, it rarely works. Companies retain experienced defense attorneys who know how to exploit procedural mistakes. A cease and desist letter from a consumer protection lawyer carries far more weight than a complaint from an individual — and the fee-shifting model means hiring an attorney costs you nothing.
How long do I have to file a consumer protection lawsuit?
Most federal consumer protection claims must be filed within one to two years of the violation. The FDCPA has a one-year statute of limitations. The FCRA and TCPA generally allow two years. State laws vary. Because these deadlines are strict and missing them permanently bars your claim, it is important to speak with an attorney as soon as you suspect a violation.
Does Hyslip Legal handle cases nationwide?
Yes. Consumer protection claims are filed in federal court, and we represent clients in federal courts across the United States. No matter what state you live in, we can evaluate your case and take action if you have a valid claim.
For more answers, visit our FAQ page.
Ready to Find Out If You Have a Case?
Your consultation is free, and there is no obligation. Tell us what happened — we will tell you if you have a claim.
Helpful Resources
Our blog covers practical topics to help you understand your rights and take action:
- Complete Guide to the FDCPA — Everything you need to know about debt collector rules.
- How to Write a Debt Validation Letter — Force collectors to prove you actually owe the debt.
- What Is a Credit Score? — Understand how your credit score works and what affects it.
- How to Respond to a Debt Collector Lawsuit — Steps to take if you have been served.
- How an FDCPA Attorney Can Help — What to expect when you hire a consumer protection lawyer.
Take the First Step — Free Case Review
You have rights. Let us help you enforce them. Call or fill out the form for a free, confidential consultation with an attorney.
Attorney Advertising. This website is designed for general information only. The information presented on this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Past results do not guarantee future outcomes. Hyslip Legal, LLC is a law firm licensed to practice in applicable jurisdictions.
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