FDCPA Attorney — Stop Debt Collector Harassment & Recover Damages
We sue on your behalf, and the debt collector pays our fees — you pay nothing out of pocket.
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Signs You're Being Harassed
If any of these sound familiar, you may have a case worth thousands.
Calls at Prohibited Times
Calling before 8 a.m. or after 9 p.m. in your time zone is a federal violation.
Threats of Arrest or Jail
Collectors cannot threaten legal action they have no authority to take.
Contacting Third Parties
Calling your employer, family, or friends about your debt is illegal.
Repeated Harassing Calls
Calling repeatedly to intimidate or annoy you violates the FDCPA.
Lying About What You Owe
Misrepresenting the debt amount or who they are is a deceptive practice.
Ignoring Cease & Desist
Continuing contact after receiving your written cease and desist letter.
The Process
From harassment to compensation in three simple steps.
Free Review
We analyze your case at no cost
We File Suit
We take legal action against violators
You Get Paid
Receive compensation for violations
Constant phone calls. Threats that aren't legal. Collectors contacting your family or your employer. If a debt collector is violating your rights, you don't have to take it — and federal law says you shouldn't have to.
At Hyslip Legal, our FDCPA attorneys hold abusive debt collectors accountable. We sue on your behalf, and the debt collector pays our fees — meaning you pay nothing out of pocket. With $50M+ recovered and 10,000+ cases won, we know how to fight back and get results.
Call (614) 362-3322 — No upfront costs. We only get paid if you win.
Common FDCPA Violations We Fight
The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits abusive, deceptive, and unfair debt collection practices. When collectors cross the line, you have the right to sue — and we're here to make that happen.
Debt collectors violate the FDCPA when they:
- Call at prohibited times — before 8 a.m. or after 9 p.m. in your time zone
- Threaten arrest or jail time — collectors cannot threaten legal action they have no authority to take
- Contact your employer, family, or friends about your debt
- Call repeatedly to harass or intimidate you — excessive calling is illegal
- Lie about the amount you owe or misrepresent who they are
- Fail to validate your debt after you request verification in writing
- Continue contacting you after receiving a cease and desist letter
If you've experienced any of these violations, you may be entitled to up to $1,000 in statutory damages plus actual damages and attorney's fees.
For a deeper look at your rights, read our complete guide to the FDCPA or learn more about understanding debt collection harassment.
Why Choose Hyslip Legal as Your FDCPA Attorney
Not all law firms are built the same. When you're choosing an attorney to take on a debt collector, here's what sets Hyslip Legal apart. For more on evaluating your options, see our guide on how to choose the right FDCPA attorney.
No Upfront Costs — We Work on Contingency
Under the FDCPA, attorney's fees are paid by the debt collector who violated the law — not by you. That means there's no retainer, no hourly billing, and no financial risk on your end. If we don't win, you don't pay.
Proven Track Record Against Debt Collectors
Results matter. In Bundy v. Revco Solutions, we secured damages for a client subjected to repeated illegal collection calls after requesting the calls stop. In Ahmed v. McDevitt, we held a collector accountable for deceptive practices and third-party disclosure violations. These are the kinds of cases we handle every day.
Personalized Attention from Experienced Attorneys
When you call Hyslip Legal, you speak directly with an attorney — not a call center, not an intake coordinator. We listen, we answer your questions, and we give you an honest assessment of your case from day one.
We Handle Federal and State Claims Together
The FDCPA isn't the only law that protects you. Many states have their own consumer protection statutes — like the Florida FCCPA and the Illinois ICFA — that offer additional remedies. We evaluate every case for both federal and state claims to maximize your total recovery.
Ready to Take the First Step?
Contact us today for a free, confidential consultation about your FDCPA case.
Our FDCPA Case Process: From Free Consultation to Resolution
We've streamlined our process to move quickly and keep you informed at every step.
Free Consultation
Contact us by phone or online for a no-obligation case review. We'll assess your situation within 24 hours and tell you honestly whether you have a case.
Case Evaluation
We review your documentation, call records, voicemails, letters, and any other correspondence to identify every FDCPA violation. The more evidence you have, the stronger your claim — but even a single violation can be enough.
Demand Letter
We send a formal demand to the debt collector outlining the violations and the damages you're owed. Many cases settle at this stage without the need for litigation.
Litigation
If the collector refuses to settle fairly, we file suit in federal court on your behalf. We handle every aspect of the legal process so you can focus on your life.
Resolution
We pursue maximum damages, including statutory damages up to $1,000 per case, actual damages for emotional distress and financial harm, and attorney's fees — all paid by the debt collector.
Typical timelines: Consultation within 24 hours. Demand letter within 1–2 weeks. Litigation resolved within 3–12 months depending on complexity.
FDCPA Case Results
Our attorneys have recovered significant damages for clients facing illegal debt collection practices.
Bundy v. Revco Solutions
A debt collector continued calling our client repeatedly despite being told to stop, including calls to third parties. We filed suit under the FDCPA and secured a favorable settlement that included statutory damages, actual damages, and full attorney's fees.
Read the full case result →Ahmed v. McDevitt
A collector used deceptive tactics and disclosed our client's debt to unauthorized third parties in violation of multiple FDCPA provisions. We took the case to litigation and obtained compensation reflecting the severity of the violations.
Read the full case result →Past results do not guarantee a similar outcome. Every case is unique and results depend on individual facts and circumstances.
What Our Clients Say
"I was getting calls every day — at work, at home, even my mother was getting calls. Hyslip Legal made it stop and got me a settlement I didn't even know I was entitled to. I finally feel like I can breathe."
— Sarah M., Verified Client
"I thought I just had to deal with the harassment. My attorney at Hyslip Legal explained my rights and handled everything. I didn't pay a dime out of pocket and ended up with a check in my hand."
— James T., Verified Client
"Professional, responsive, and they actually cared about my situation. I would recommend Hyslip Legal to anyone dealing with debt collectors."
— Linda R., Verified Client
Client testimonials reflect individual experiences and do not guarantee similar results.
FDCPA vs. State Law Protections: Maximizing Your Recovery
Federal law isn't the only tool in your corner. Many states offer additional protections that go further than the FDCPA. Here's how the federal FDCPA compares to one of the strongest state laws — the Florida FCCPA.
| FDCPA (Federal) | Florida FCCPA (State) | |
|---|---|---|
| Who's covered | Third-party debt collectors only | Third-party collectors and original creditors |
| Statutory damages | Up to $1,000 per case | Actual damages plus attorney's fees |
| Statute of limitations | 1 year from the date of violation | 2 years from the date of violation |
| Attorney's fees | Yes — paid by the violating collector | Yes — paid by the violating party |
Key takeaway: If a debt collector or an original creditor is breaking the law, you may have claims under both federal and state statutes. We evaluate every case for overlapping claims to maximize your total recovery.
If you're in Florida or Illinois, learn more about our Florida FCCPA attorney and Illinois ICFA attorney services.
Frequently Asked Questions About FDCPA Claims
How much does an FDCPA attorney cost?
Nothing out of pocket. Under the FDCPA (15 U.S.C. § 1692k), the debt collector who violated the law is required to pay your attorney's fees if you win. At Hyslip Legal, we work on a contingency basis — you pay nothing upfront, and we only collect fees from the other side. There's zero financial risk to you.
What damages can I recover under the FDCPA?
If a debt collector violated the FDCPA, you may be entitled to:
- Statutory damages — up to $1,000 per lawsuit
- Actual damages — compensation for emotional distress, lost wages, or other financial harm caused by the violation
- Attorney's fees and court costs — paid by the debt collector, not you
In class action cases, statutory damages can reach up to $500,000 or 1% of the debt collector's net worth.
How long do I have to file an FDCPA lawsuit?
You have one year from the date of the violation to file an FDCPA lawsuit in federal court. After that, the statute of limitations bars your claim — regardless of how serious the violation was. If you believe a debt collector has broken the law, contact an FDCPA attorney as soon as possible to protect your rights.
Can I sue a debt collector for calling too much?
Yes. The FDCPA prohibits debt collectors from engaging in conduct meant to harass, oppress, or abuse you — and excessive calling is one of the most common violations. Courts look at the frequency of calls, the time of day, and whether the calls continued after you asked them to stop. Even if you answered the phone, repeated and intentional calling patterns can support a federal lawsuit.
What evidence do I need for an FDCPA case?
The strongest FDCPA cases are supported by documentation. Useful evidence includes call logs showing dates, times, and frequency of collector calls; saved voicemails or recordings (where legally permitted); letters or written correspondence from the collector; text messages or emails; and notes about what was said during conversations. Don't worry if you don't have everything — our attorneys can help identify violations even with limited records. For tips on preserving your evidence, read our guide on how to document FDCPA violations.
Do I still owe the debt if I sue the collector?
An FDCPA lawsuit is separate from the underlying debt. Suing a debt collector for violating your rights does not erase the debt itself, and owing a debt does not excuse illegal collection tactics. Your right to fair treatment under federal law exists regardless of whether the debt is valid. In some cases, a settlement may include resolution of the debt as part of the agreement.
For more answers, visit our frequently asked questions page.
Stop the Harassment — Get Your Free Case Review
The FDCPA gives you the right to fight back against abusive debt collectors — but the statute of limitations is only one year. Don't wait to protect your rights.
Every case begins with a confidential, no-obligation consultation. We'll tell you honestly whether you have a case and what to expect.
The statute of limitations is 1 year — don't wait to protect your rights.
This page constitutes attorney advertising. The information provided is for general informational purposes and does not constitute legal advice. Every situation is unique — contact Hyslip Legal for a free consultation to discuss your specific circumstances. Submitting a contact form does not create an attorney-client relationship. Information submitted is not confidential until an engagement agreement is signed.
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